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Near Protocol (NEAR) is a program synthesis platform that was created in early 2017 by Illia Polosukhin and Alexander Skidanov. NEAR is a decentralized development platform that features PoS, sharded architecture to scale transactions through Doomslug and Nightshade technologies. The founding vision for the platform was to provide an easy path for developers to create decentralized apps that can scale quickly.
Near’s token, NEAR, uses sharding, a process that aims to spilt the network’s infrastructure into several segments in order for computers (nodes), to only have to handle a fraction of the network’s transactions. By doing this, rather than the complete blockchain across network participants, sharding is expected to create a more efficient way to retrieve data and improve scalability.
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* Although the term "stablecoin" is commonly used, there is no guarantee that the asset will maintain a stable value in relation to the value of the reference asset when traded on secondary markets or that the reserve of assets, if there is one, will be adequate to satisfy all redemptions.
Because stablecoins* are designed to maintain a peg to fiat currencies, they can be useful tools. Coins such as USDC, USDT and QCAD generally experience lower volatility than other crypto assets.
* Although the term "stablecoin" is commonly used, there is no guarantee that the asset will maintain a stable value in relation to the value of the reference asset when traded on secondary markets or that the reserve of assets, if there is one, will be adequate to satisfy all redemptions.
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